Debt & Credit·All India·Active

Ubharte Sitaare — Export Champions

Up to ₹25 Cr equity + debt mix from EXIM Bank and SIDBI for export-ready startups.

Quick facts

Ministry / Agency
EXIM Bank + SIDBI
Funding
Up to ₹25 Cr
Stage
growth
Sector
Any sector
Equity dilution
mixed
DPIIT recognition required
No
NRI / OCI eligibility
Yes — NRI and OCI founders are eligible to apply.

Who is eligible

Export-ready startups

How to apply

Ubharte Sitaare is administered by EXIM Bank + SIDBI. Applications are submitted through the official portal — there are no application fees and you do not need to go through third-party intermediaries.

Apply on the official portal
Opens eximbankindia.in in a new tab. StartupIndi is not affiliated with this scheme or its administering body.

Related schemes

Other schemes that often pair with Ubharte Sitaare or apply to a similar profile.

MUDRA — Pradhan Mantri MUDRA Yojana

Collateral-free working-capital ladder. 4 tiers from Shishu (≤₹50K) to Tarun Plus (₹10-20L). 8-12% p.a., 0.25% concession for women. ~67% of loans go to women.

Funding: Up to ₹20 LStage: ideation, prototype

SIDBI SMILE / STAR / TIFAC SRIJAN

SIDBI's direct lending suite: SMILE (₹25 L-2 Cr for manufacturing), STAR, TIFAC SRIJAN, plus venture debt via subsidiaries.

Funding: ₹25 L – ₹2 CrStage: mvp, early-revenue

CGTMSE — Credit Guarantee Trust

Collateral-free loan guarantee up to ₹10 Cr. AGF as low as 0.37% p.a. Cover 75-85% of bank's loss. Retail and services now eligible.

Funding: Up to ₹10 CrStage: mvp, early-revenue

Fund of Funds for Startups (FFS) 1.0 & 2.0

FFS doesn't fund startups directly — backs SEBI AIFs which deploy 2× SIDBI commitment into DPIIT startups. FFS 2.0 (Apr 2026): another ₹10,000 Cr with Deep Tech carve-out.

Funding: Indirect via AIFsStage: mvp, early-revenue

Frequently asked questions

Who is eligible for Ubharte Sitaare?+

Export-ready startups

What is the funding amount under Ubharte Sitaare?+

Up to ₹25 Cr. ≤₹25 Cr equity + debt

Can NRI or OCI founders apply for Ubharte Sitaare?+

Yes — NRI and OCI founders are eligible to apply.

Does Ubharte Sitaare require DPIIT recognition?+

No — DPIIT recognition is not required for Ubharte Sitaare.

How do I apply for Ubharte Sitaare?+

Apply through the official portal at eximbankindia.in. The scheme is administered by EXIM Bank + SIDBI.

Want to see what else you qualify for?

Take the 60-second finder. Get a ranked list of schemes matched to your profile.

Start the Finder