Stand-Up India
Composite loan ₹10 L–₹1 Cr for SC/ST and women first-time entrepreneurs. Each SCB branch mandated to fund at least one SC/ST and one woman borrower. 7-yr tenure, 18-mo moratorium.
Quick facts
- Ministry / Agency
- DFS, Ministry of Finance
- Funding
- ₹10 L – ₹1 Cr
- Stage
- ideation, mvp, early-revenue
- Sector
- Any sector
- Equity dilution
- none
- DPIIT recognition required
- No
- NRI / OCI eligibility
- Eligibility depends on the implementing agency — check with the specific lender or scheme office.
Who is eligible
Greenfield enterprise; SC/ST or Women borrower; ≥18 years
How to apply
Stand-Up India is administered by DFS, Ministry of Finance. Applications are submitted through the official portal — there are no application fees and you do not need to go through third-party intermediaries.
Apply on the official portalRelated schemes
Other schemes that often pair with Stand-Up India or apply to a similar profile.
Mahila Udyam Nidhi
Soft loan up to ₹10 L specifically for women starting / scaling small-scale industries or service businesses. Concessional rates, longer repayment.
MUDRA — Pradhan Mantri MUDRA Yojana
Collateral-free working-capital ladder. 4 tiers from Shishu (≤₹50K) to Tarun Plus (₹10-20L). 8-12% p.a., 0.25% concession for women. ~67% of loans go to women.
VC Fund for SC/ST Entrepreneurs
IFCI Venture-managed ₹500 Cr corpus, expanded with ₹2,000 Cr term loan window for first-time SC/ST women entrepreneurs.
PMEGP — PM's Employment Generation Programme
New-unit setup loan with 15-35% margin money subsidy. Special category (women, SC/ST, OBC, NER, hilly) gets 25% urban / 35% rural. Works for shops, manufacturing, services.
Frequently asked questions
Who is eligible for Stand-Up India?+
Greenfield enterprise; SC/ST or Women borrower; ≥18 years
What is the funding amount under Stand-Up India?+
₹10 L – ₹1 Cr. ₹10 L–₹1 Cr
Can NRI or OCI founders apply for Stand-Up India?+
Eligibility depends on the implementing agency — check with the specific lender or scheme office.
Does Stand-Up India require DPIIT recognition?+
No — DPIIT recognition is not required for Stand-Up India.
How do I apply for Stand-Up India?+
Apply through the official portal at standupmitra.in. The scheme is administered by DFS, Ministry of Finance.
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