All Indian government schemes for startups & MSMEs.

The gateway credential. Itself free, but unlocks 80-IAC tax holiday, IP fee rebates, labour self-cert, GeM access, SISFS eligibility. First filing post-incorporation.

FFS doesn't fund startups directly — backs SEBI AIFs which deploy 2× SIDBI commitment into DPIIT startups. FFS 2.0 (Apr 2026): another ₹10,000 Cr with Deep Tech carve-out.

Up to ₹20 L grant for PoC/prototype + up to ₹50 L convertible/debt for market entry. Apply to up to 3 incubators. ₹605+ Cr deployed to 3,400+ startups.

New-unit setup loan with 15-35% margin money subsidy. Special category (women, SC/ST, OBC, NER, hilly) gets 25% urban / 35% rural. Works for shops, manufacturing, services.

Funds Livelihood and Tech Business Incubators. Founder play: get hand-holding via an ASPIRE-funded incubator for rural/agri-rural enterprise.

Up to ₹40 L matching investment via accelerator. ~300 startups targeted; 373 supported as of Feb 2026.

Free, online MSME credential. De facto mandatory for accessing CGTMSE, PMEGP, public procurement, delayed-payment protection. File alongside DPIIT.

Quality certification for MSMEs with subsidized fees. Useful for manufacturing exports and government procurement positioning.

Cluster-based programme for traditional artisans. Funds common facility centres, market linkages, design support, capacity building. Strong fit for traditional manufacturing and handicrafts founders.

Soft loans (up to 50% project cost) or equity at concessional rates ~5-9%. Suited for hardware/IP-heavy ventures.

Up to ₹10 L for prototype development. Routed through TBIs.

Monthly stipend (~₹30K) for 12 months to de-risk quitting your job. Underused — gives runway before company formation.

Up to ₹1 Cr per startup via incubator as loan, equity, or equity-linked. NRI-friendly.

AIM funds incubators (₹10 Cr over 5 yrs). Founder play: partner with one of 50+ AICs. Application portal currently closed (early 2026).

Up to ₹7 L for IT product startups via empanelled incubators.

100% tax deduction on profits for 3 consecutive years out of first 10. Approval rate ~1.8% — IMB scrutiny is rigorous. Time the 3-year window strategically.

Up to ₹15 L per invention (or 50% of cost) for international patent filing.

80% rebate on patent fees + 50% on trademarks + expedited examination (4-6× faster). Free facilitators.

Credit guarantee on loans up to ₹20 Cr (doubled from ₹10 Cr in May 2025). Cover 85% up to ₹10 Cr, 75% above. AGF reduced to 1% p.a. for 27 Champion Sectors.

Collateral-free working-capital ladder. 4 tiers from Shishu (≤₹50K) to Tarun Plus (₹10-20L). 8-12% p.a., 0.25% concession for women. ~67% of loans go to women.

Collateral-free loan guarantee up to ₹10 Cr. AGF as low as 0.37% p.a. Cover 75-85% of bank's loss. Retail and services now eligible.

Up to ₹25 Cr equity + debt mix from EXIM Bank and SIDBI for export-ready startups.

SIDBI's direct lending suite: SMILE (₹25 L-2 Cr for manufacturing), STAR, TIFAC SRIJAN, plus venture debt via subsidiaries.

Agri-MSME refinance backbone. 3-6% interest subvention through banks. PODF for FPOs.

Composite loan ₹10 L–₹1 Cr for SC/ST and women first-time entrepreneurs. Each SCB branch mandated to fund at least one SC/ST and one woman borrower. 7-yr tenure, 18-mo moratorium.

IFCI Venture-managed ₹500 Cr corpus, expanded with ₹2,000 Cr term loan window for first-time SC/ST women entrepreneurs.

Soft loan up to ₹10 L specifically for women starting / scaling small-scale industries or service businesses. Concessional rates, longer repayment.

First state-led women-only incubator in India. Sector-agnostic.

Up to ₹50 L for biotech idea-to-PoC. Hard exclusion: OCI/PIO holders ineligible.

Up to 50% reimbursement on design costs + financial incentives over 5 years for fabless chip-design startups.

Output-based 4-6% sales subsidy over 5-6 years across 13+ sectors. For hardware-heavy startups already in production.

₹1 lakh Cr corpus. 3% interest subvention up to ₹2 Cr loan. 6-year tenure inclusive of 2-year moratorium.

Up to ₹1.5 Cr SPARK grant for defence prototype against problem statements. Procurement path via DAP 2020.

Prime: up to ₹10 Cr for advanced tech. ADITI: up to ₹25 Cr for next-gen defence. Plus iDEX4Fauji and INDUS-X tracks.

Up to ₹1 Cr at idea/prototype stage for spacetech with mentoring. 400+ space startups.

₹500 Cr corpus. Up to 60% of project cost (₹25 Cr cap) for spacetech commercialisation.

New 5-yr manufacturing scheme has in-principle clearance, notification pending.

₹10,900 Cr active successor to FAME II. Includes purchase subsidies.

₹19,744 Cr outlay; target 5 MMT/year by 2030. SIGHT Programme funds electrolyser mfg + green H2 production.

Gold-standard state programme. Up to ₹50 L one-time seed grant, zero equity. NxT: up to ₹1 Cr for Deep Tech. 1,230+ startups funded.

T-Hub is India's largest incubator. T-Fund: ₹25 L–₹1 Cr co-investment. ₹1,000 Cr FoF (Dec 2025, AI focus). Pavala Vaddi 9% subvention.

₹500 Cr MahaFund + MSInS Seed Fund. India's highest IPR reimbursement: ₹2 L domestic / ₹20 L international patents.

TANSEED 6.0: ₹10-15 L grant. iTNT Hub: up to ₹50 L for R&D-heavy DeepTech. ₹100 Cr Co-creation Fund. 12,000+ startups (50% women-led).

India's strongest student-startup framework. iCreate (Ahmedabad): hardware/IoT/renewables.

Tiered grants: idea (₹3-5 L), MVP (₹5-7 L), market acceleration (₹10-15 L). Virtual incubation. NRI-friendly.

OSGF managed via SIDBI. Heavy push on rural innovation, agritech, MSME-linked enterprises.

₹100 Cr seed capital fund. Grants up to ₹30 L + interest subsidies + subsistence allowance.

Large district-level network of incubators (Jaipur, Kota, Bikaner). Sustenance allowance, marketing and IP support.

₹1,000 Cr Fund of Funds (SIDBI-managed). Plus seed capital, patent/IPR reimbursement, marketing support.

20-year tax holiday (extended from 10 in Budget 2026-27). 100% NRI/OCI fund ownership. Zero capital gains for non-residents in Cat III AIFs.

Theme-Neutral On-Tap mode; tenure up to 9 months. Test regulated financial products without full licensing burden upfront.

Two-tier: Innovation Sandbox (offline) and Regulatory Sandbox (live). Securities-market focus.

Insurance-only sandbox. Test new insurance products and intermediation models.

Most globally oriented sandbox. Combined with 20-yr GIFT IFSC tax holiday, regime-level alpha for cross-border fintech.