Debt & Credit·All India·Active

MUDRA — Pradhan Mantri MUDRA Yojana

Collateral-free working-capital ladder. 4 tiers from Shishu (≤₹50K) to Tarun Plus (₹10-20L). 8-12% p.a., 0.25% concession for women. ~67% of loans go to women.

Quick facts

Ministry / Agency: DFS, Ministry of Finance
Funding: Up to ₹20 L
Stage: ideation, prototype, mvp, early-revenue
Sector: Any sector
Equity dilution: none
DPIIT recognition required: No
NRI / OCI eligibility: Eligibility depends on the implementing agency — check with the specific lender or scheme office.

Who is eligible

Non-corporate, non-farm micro and small enterprises

How to apply

MUDRA / PMMY is administered by DFS, Ministry of Finance. Applications are submitted through the official portal — there are no application fees and you do not need to go through third-party intermediaries.

Apply on the official portal

Opens jansamarth.in in a new tab. StartupIndi is not affiliated with this scheme or its administering body.

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Frequently asked questions

Who is eligible for MUDRA / PMMY?+

Non-corporate, non-farm micro and small enterprises

What is the funding amount under MUDRA / PMMY?+

Up to ₹20 L. 4 tiers: Shishu/Kishore/Tarun/Tarun Plus

Can NRI or OCI founders apply for MUDRA / PMMY?+

Eligibility depends on the implementing agency — check with the specific lender or scheme office.

Does MUDRA / PMMY require DPIIT recognition?+

No — DPIIT recognition is not required for MUDRA / PMMY.

How do I apply for MUDRA / PMMY?+

Apply through the official portal at jansamarth.in. The scheme is administered by DFS, Ministry of Finance.

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